An annual maximum is the maximum amount a dental insurance plan will generally pay toward covered services during a benefit year.
Once the plan has paid up to that amount, you may be responsible for additional eligible expenses for the remainder of the benefit period, depending on your policy.
Annual maximums are important when planning extensive treatment. Understanding how much of your annual benefit remains can help you discuss treatment timing and financial considerations with your dental team.
An annual maximum is different from a deductible. A deductible is an amount you may have to pay before benefits begin, while an annual maximum limits the amount the insurance plan will pay during the benefit period.
Check your insurance documentation or contact your carrier to understand your current annual maximum and remaining benefits.
Have questions about your dental benefits or treatment options? Contact Brookdale Dental Group to discuss your individual needs, or call us at 973-338-3700.